/* Education-loan application — sits on top of the shared landing styles */

.apply {
  padding: 2.5rem 0 4rem;
}

.apply-progress {
  display: none;
  border-bottom: 1px solid var(--border);
  background: color-mix(in srgb, var(--bg) 88%, transparent);
}

.apply-progress.is-visible {
  display: block;
}

.apply-progress__inner {
  width: min(100% - 2.5rem, var(--container));
  margin: 0 auto;
  padding: 0.7rem 0 0.9rem;
}

.apply-progress__meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.45rem;
}

.apply-progress__label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
}

.apply-progress__pct {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--muted);
}

.apply-progress__track {
  height: 0.35rem;
  border-radius: 999px;
  background: var(--secondary);
  overflow: hidden;
}

.apply-progress__fill {
  height: 100%;
  width: 0%;
  border-radius: inherit;
  background: var(--primary);
  transition: width 0.45s var(--ease);
}

.apply-step[hidden] {
  display: none !important;
}

.apply__intro .kicker {
  margin-bottom: 0.85rem;
}

.apply__intro h1 {
  font-size: clamp(2.05rem, 5vw, 3.15rem);
  margin-bottom: 1rem;
}

.apply__intro > p {
  color: var(--muted);
  font-size: 1.075rem;
  line-height: 1.65;
  max-width: 42rem;
}

.apply-card {
  margin-top: 1.75rem;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: calc(var(--radius) + 0.2rem);
  box-shadow: var(--shadow-sm);
  padding: 1.4rem;
}

@media (min-width: 640px) {
  .apply-card {
    padding: 1.85rem;
  }
}

.apply-card h2 {
  font-size: clamp(1.45rem, 3vw, 1.85rem);
  margin-bottom: 0.35rem;
}

.apply-card > .kicker {
  margin-bottom: 0.35rem;
}

.apply-card__lede {
  color: var(--muted);
  font-size: 0.95rem;
  margin-bottom: 1.35rem;
}

.apply-grid {
  display: grid;
  gap: 1rem;
}

@media (min-width: 640px) {
  .apply-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .apply-grid--full > .field,
  .field--full {
    grid-column: 1 / -1;
  }
}

.field {
  display: grid;
  gap: 0.4rem;
}

.field > span,
.field__label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--fg);
}

.field__hint {
  font-size: 0.78rem;
  color: var(--muted);
}

.apply-input,
.apply-card select,
.apply-card textarea {
  width: 100%;
  font: inherit;
  color: var(--fg);
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.75rem 0.9rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.apply-input,
.apply-card select,
.agree,
.search-select__trigger {
  scroll-margin-top: calc(var(--chrome-h) + 0.85rem);
}

.apply-input:focus,
.apply-card select:focus,
.apply-card textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-soft);
}

.apply-input:disabled {
  color: var(--muted);
  background: var(--secondary);
}

.segmented {
  display: inline-flex;
  width: 100%;
  padding: 0.25rem;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--secondary);
}

@media (min-width: 520px) {
  .segmented {
    width: auto;
  }
}

.segmented__btn {
  flex: 1;
  border: 0;
  background: transparent;
  color: var(--muted);
  font: inherit;
  font-size: 0.875rem;
  font-weight: 600;
  padding: 0.55rem 1.05rem;
  border-radius: 999px;
  cursor: pointer;
  white-space: nowrap;
}

.segmented__btn.is-active {
  background: var(--primary);
  color: var(--primary-fg);
  box-shadow: var(--shadow-sm);
}

.chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
}

.apply a:not(.btn) {
  color: var(--primary);
  font-weight: 600;
}

.apply a:not(.btn):hover {
  text-decoration: underline;
}

.chip {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.5rem 0.9rem;
  border-radius: 999px;
  cursor: pointer;
}

.chip:has(input:checked),
.chip.is-selected {
  border-color: var(--primary);
  background: var(--primary-soft);
  color: var(--primary);
}

.chip input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.search-select {
  position: relative;
}

.search-select__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  text-align: left;
  cursor: pointer;
}

.search-select__trigger .is-placeholder {
  color: var(--muted);
}

.search-select__panel {
  position: absolute;
  z-index: 20;
  top: calc(100% + 0.4rem);
  left: 0;
  right: 0;
  overflow: hidden;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

.search-select__query {
  width: 100%;
  font: inherit;
  border: 0;
  border-bottom: 1px solid var(--border);
  padding: 0.75rem 0.9rem;
  background: transparent;
}

.search-select__query:focus {
  outline: none;
}

.search-select__list {
  list-style: none;
  margin: 0;
  padding: 0.3rem 0;
  max-height: 14rem;
  overflow-y: auto;
}

.search-select__list button {
  width: 100%;
  border: 0;
  background: transparent;
  font: inherit;
  font-size: 0.9rem;
  text-align: left;
  padding: 0.65rem 0.9rem;
  cursor: pointer;
  color: var(--fg);
}

.search-select__list button:hover,
.search-select__list button.is-active {
  background: var(--secondary);
}

.search-select__list button.is-active {
  font-weight: 650;
  color: var(--primary);
}

.search-select__empty {
  padding: 0.8rem 0.9rem;
  font-size: 0.875rem;
  color: var(--muted);
}

.perks {
  display: grid;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

@media (min-width: 640px) {
  .perks {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

.perk {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem;
}

.perk strong {
  display: block;
  font-size: 0.9rem;
  margin-bottom: 0.3rem;
}

.perk p {
  font-size: 0.8rem;
  line-height: 1.5;
  color: var(--muted);
}

.note {
  margin: 0;
  padding: 0.8rem 1rem;
  border-radius: var(--radius-sm);
  background: var(--secondary);
  color: var(--muted);
  font-size: 0.8rem;
  line-height: 1.5;
}

.quote {
  border: 1px solid var(--border);
  background: var(--secondary);
  border-radius: calc(var(--radius) + 0.1rem);
  padding: 1.15rem;
}

.quote dl {
  display: grid;
  gap: 0.45rem;
  margin: 0.75rem 0 0;
}

.quote .row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.9rem;
}

.quote .row dt {
  color: var(--muted);
}

.quote .row dd {
  margin: 0;
  font-weight: 600;
}

.quote .row--total {
  border-top: 1px solid var(--border);
  padding-top: 0.55rem;
  margin-top: 0.25rem;
}

.quote__monthly {
  margin-top: 1rem;
  background: var(--bg-elevated);
  border-radius: var(--radius);
  padding: 1rem;
}

.quote__monthly span {
  display: block;
  font-size: 0.75rem;
  color: var(--muted);
}

.quote__monthly strong {
  display: block;
  margin-top: 0.2rem;
  font-family: var(--font-display);
  font-size: 1.85rem;
  font-weight: 600;
  color: var(--primary);
  letter-spacing: -0.02em;
}

.quote__disclaimer {
  margin-top: 0.75rem;
  font-size: 0.75rem;
  color: var(--muted);
}

.docs {
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 1.15rem;
}

.docs ul {
  margin: 0.55rem 0 0;
  padding-left: 1.1rem;
  color: var(--muted);
  font-size: 0.9rem;
  display: grid;
  gap: 0.3rem;
}

.terms {
  max-height: 20rem;
  overflow-y: auto;
  border: 1px solid var(--border);
  background: var(--secondary);
  border-radius: calc(var(--radius) + 0.1rem);
  padding: 1.15rem;
  display: grid;
  gap: 1rem;
}

.terms h3 {
  font-size: 0.9rem;
  margin-bottom: 0.25rem;
}

.terms p {
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--muted);
}

.agree {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.95rem 1rem;
  cursor: pointer;
}

.agree input {
  margin-top: 0.2rem;
  width: 1rem;
  height: 1rem;
  accent-color: var(--primary);
  flex: none;
}

.agree span {
  font-size: 0.9rem;
  line-height: 1.55;
}

.signature canvas {
  display: block;
  width: 100%;
  height: 10rem;
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  background: var(--secondary);
  touch-action: none;
  cursor: crosshair;
}

.signature__meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: 0.5rem;
}

.signature__meta p {
  font-size: 0.75rem;
  color: var(--muted);
}

.signature__clear {
  border: 0;
  background: none;
  font: inherit;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--primary);
  cursor: pointer;
  padding: 0;
}

.apply-nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: 1.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border);
}

.apply-status {
  margin: 0.75rem 0 0;
  font-size: 0.85rem;
  font-weight: 600;
  color: hsl(8 70% 42%);
}

.apply-status[hidden] {
  display: none;
}

.school-blurb {
  background: var(--secondary);
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  font-size: 0.925rem;
  line-height: 1.6;
}

.apply-success {
  text-align: left;
}

.apply-success__mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-fg);
  font-size: 1.15rem;
  font-weight: 700;
}

.apply-success h2 {
  margin-top: 1rem;
}

.apply-success > p {
  margin-top: 0.5rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.apply-success__ref {
  margin-top: 1.1rem;
  background: var(--secondary);
  border-radius: var(--radius);
  padding: 0.85rem 1rem;
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
}

.apply-success dl {
  margin: 1.4rem 0 0;
  padding-top: 1.15rem;
  border-top: 1px solid var(--border);
  display: grid;
  gap: 0.7rem;
}

.apply-success .row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.9rem;
}

.apply-success .row dt {
  color: var(--muted);
}

.apply-success .row dd {
  margin: 0;
  font-weight: 650;
  text-align: right;
}

.apply-success__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
}

.apply-footnote {
  margin-top: 1.75rem;
  font-size: 0.75rem;
  color: var(--muted);
  line-height: 1.5;
}

.loan-paths {
  display: grid;
  gap: 1rem;
  margin-top: 1.75rem;
}

@media (min-width: 720px) {
  .loan-paths {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

.loan-path {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: calc(var(--radius) + 0.2rem);
  box-shadow: var(--shadow-sm);
  padding: 1.4rem 1.5rem 1.5rem;
}

.loan-path h2 {
  font-size: 1.2rem;
  margin: 0;
}

.loan-path p {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.55;
  flex: 1;
  margin: 0;
}

.loan-path .btn {
  align-self: flex-start;
  margin-top: 0.35rem;
}

.apply-subhead {
  margin: 1.5rem 0 0.75rem;
}

.apply-subhead .kicker {
  margin-bottom: 0;
}

@media print {
  .announce,
  .nav,
  .footer,
  .apply-progress,
  .no-print {
    display: none !important;
  }

  main {
    padding-top: 0;
  }

  .apply {
    width: 100%;
    padding: 0;
  }

  .apply-card {
    border: 0;
    box-shadow: none;
    padding: 0;
  }
}